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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_live-celtics-playoff-preview-124-garden-report.webp "The Garden Report goes live to preview the Celtics first round matchup.<br/><br/>This episode of the Garden Report is brought to you by:<br/><br/>Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Go to https://PrizePicks.com/CLNS<br/><br/>Elevate your style game on and off the course with the PXG Spring Summer 2024 collection. Head over to https://PXG.com/GARDEN and save 10% on all apparel.<br/><br/>Nutrafol Men! Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering our listeners ten dollars off your first month’s subscription and free shipping when you go to https://Nutrafol.com/MEN and enter the promo code GARDEN!<br/><br/>#Celtics #NBA #GardenReport #CLNS")
_puppies-chase-cat-around-house.webp "Ashe, the cat , was in the kitchen when the puppies bombarded her with hugs and surrounded her.She tried to escape to the other end of the kitchen, but the frisky puppies followed her there as well.<br/>*The underlying music rights are not available for license. For use of the video with the track(s) contained therein, please contact the music publisher(s) or relevant rightsholder(s).”")
_concerns-about-celtics-play-in-look-in-124-bob-ryan-amp-bjeff-goodman-podcast.webp "Jeff Goodman returns to the show after a very busy month, to break down the biggest stories in the NBA right now including Bob Ryan and Gary Tanguay's concerns about the Celtics, the most exciting playoff matchups coming up, and the end of Warriors as we know them. That, and much more!<br/><br/><br/><br/><br/><br/>00:48 - Worries about Celtics<br/><br/>05:07 - C’s bench usage <br/><br/>06:35 - Knicks / Sixers<br/><br/>08:23 - Orlando Magic<br/><br/>09:30 - Play-In Tournament<br/><br/>10:20 - PrizePicks<br/><br/>11:20 - Blow up the Warriors?<br/><br/>14:42 - Lakers / Nuggets<br/><br/>16:50 - Suns / TWolves<br/><br/>19:08 - Look around the West<br/><br/>21:35 - Zion Williamson<br/><br/>23:05 - Michael Cooper<br/><br/>28:09 - NCAA Tournaments’ Results<br/><br/><br/><br/>This episode is brought to you by Prize Picks! Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!<br/><br/><br/><br/>When you’re hiring for your small business, you want to find quality professionals that are right for the role. That’s why you have to check out LinkedIn Jobs. LinkedIn Jobs has the tools to help find the right professionals for your team, faster and for free. Post your job for free at LinkedIn.com/SCRIBE. Terms and conditions apply.")
_wendys-will-offer-free-fries-every-friday-through-the-end-of-the-year-starting-this-week.webp "Wendy’s is making it a lot harder to stick to your summer diet. The fast-food chain has announced that starting Friday, April 19, it will give out a free order of French fries with every purchase made through its app. The promotion will be repeated every Friday through the end of the year.")
_dark-side-of-the-ring-s05e07-chris-adams-the-gentleman-and-the-demon.webp "'Gentleman' Chris Adams had the charm, prowess and instinct to become a wrestling sensation, but a violent relationship with alcohol led to a tragic end at the hands of a friend.<br/>")
_the-ultimate-retro-modern-superbike.webp "What if you want a high-quality lightweight, modern carbon road bike but you prefer rim brakes, a mechanical groupset and don’t want balloon tyres for so called ‘all road’ riding?<br/><br/>In this video I’m going to show that that - despite the best efforts of the industry - bikes like this do still exist. I’ve found the ultimate modern bike for the retrogrouch. The Racer Rosa is an example of a bike which proves that you can still buy a top end carbon road bike with rim brakes andis compatible with mechanical gears.")
_smart-travel-tips-for-parents-make-your-family-adventures-a-breeze.webp "Embark on stress-free family travels with our latest video packed with Smart Travel Tips for Parents! ✈️ Discover a treasure trove of essential hacks to turn your family adventures into seamless and enjoyable experiences. From efficient packing strategies to kid-friendly entertainment ideas, we've got you covered. Join us as we share invaluable insights that will make your journey a breeze and ensure memorable moments for the whole family. Ready to elevate your travel game? Watch now and embrace hassle-free family escapades!#TravelHacks #FamilyAdventure #SmartParenting ✈️TIMESTAMPS:00:00 Genius hack for tired children00:46 Camping hacks 03:01 Beach vacation hacks")
_hanuman-movie-124-full-hd-2024-124-action-drama-and-adventure.webp "Hanumanthu gets the powers of Hanuman in a distant village and fights for Anjanadri.<br/>1998 as a child Michael is obsessed with superheroes and can go to any extent to be like them.In present time Hanumanta a fit for nothing guy lives with his sister Anjamma In small village feared by Gajapati and his men.Hanumanth is in love with Meenakshi since childhood but she loves someone who helped her since childhood whose one other then Hanumanth.When Meenakshi rebels against Gajapati he wants to kill her but Hanumanth saves her from Dacoits and gets badly injured landing deep into sea.In the deep sea Hanumanta finds Rudra Mani which heals him and gives extra ordinary powers.He then ends Gajapati's fear in village by defeating him in wrestling match.Around the same time Michael reaches the village with pretext of developing it.But his real intention is to find the reason behind Hanumanta's super powers")
_perish-release-trailer-124-ps5-amp-ps4-games.webp "Perish - Release Trailer | PS5 & PS4 Games<br/><br/>Prepare to dive into the depths of Purgatory and beyond as PERISH, the stylish 1-4 player FPS with a twist, launches on PlayStation 4, and PlayStation 5.<br/><br/>In PERISH, players step into the shoes of Amyetri, a corporeal spirit condemned to the shadowy existence of Purgatory. Their mission? To end their suffering, they undertake the Rites of Orpheus and conquer the Chthonic deities blocking the path to Elysium.<br/><br/>Survival in PERISH requires more than brute strength; players must navigate diverse landscapes, from scorched cliffs to volcanic foundries, each fraught with peril and populated by merciless enemies drawn from Ancient Greek, Roman, and Christian mythologies.<br/><br/>But fear not, for the Armoury of Ares holds a plethora of weapons and gear to aid players in their quest. Choose from a variety of ranged and melee weapons, each with unique offensive capabilities and upgradeable augmentations.<br/><br/>Prepare to challenge the gods themselves in PERISH, where every step forward brings you closer to either salvation or eternal damnation.<br/><br/>#ps5 #ps5games #ps4games #ps4")
_nba-expansion-and-covering-boston-and-the-league-from-abroad-with-josh-coyne-124-celtics-lab-podcast.webp "The NBA is inching closer to a new, inevitable round of expansion, and based on what we have heard from league commissioner Adam Silver, it might not just be within the US and Canada. And while Mexico City might not be among the frontrunners, the growth of the league in popularity around the world will only continue to grow.<br/><br/>What will NBA expansion look like this time, and in the future? How is it different for fans and international media to enjoy the NBA we have now? And what else might the future of the Association look like, with the accelerating growth of the NBA continuing apace?<br/><br/>To talk over all of the above and his recent trip to cover the end of the Boston Celtics' 2023-24 season and the playoffs ahead of them, CLNS Media's \")
_crawley-town-boss-scott-lindsey-looks-ahead-to-big-league-two-tie-with-sutton-united.webp "Crawley Town travel to Sutton United on Saturday for a huge League Two tier which is a must win for both sides. We caught up with manager Scott Lindsey for his thoughts on that game, Danilo Orsi reaching 20 goals, Jay Williams' suspension, FA Cup replays being scrapped and being linked with the Stevenage job.")
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