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_credit-card-delinquencies-are-on-the-rise.webp "Credit Card Delinquencies , Are on the Rise.<br/>New York Federal Reserve data that was published on May 15 shows that credit card delinquencies kept rising from January to March, Fox Business reports. .<br/>In Q1 2024, delinquencies reached <br/>8.9% at an annualized rate.<br/>America hasn't seen this high of a <br/>percentage of serious credit card <br/>delinquencies since 2012, Fox News reports. .<br/>In the first quarter of 2024, credit <br/>card and auto loan transition rates <br/>into serious delinquency continued <br/>to rise across all age groups, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>An increasing number of borrowers <br/>missed credit card payments, <br/>revealing worsening financial <br/>distress among some households, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>Researchers aren't sure why delinquencies <br/>are so high since the unemployment rate <br/>is low, but they have a few theories.<br/>One of those theories is that consumers drained savings throughout the pandemic <br/>but continue to spend at high levels.<br/>Another theory is that some Americans switched to jobs with lower salaries.<br/>Additionally, credit card eligibility may have been expanded for many whose student debt wasn't being reported to credit bureaus amid the pandemic.<br/>These are all kinds of complex issues. <br/>We don't exactly know what's behind the <br/>increase of these delinquency rates. But it's <br/>definitely something that we're tracking, New York Fed researchers, via Fox Business.<br/>The average annual percentage rate for <br/>credit cards hit a record of 20.72% recently.")
_sarah-and-the-sundays-i39m-so-bored-official-video.webp "Sarah and the Sundays")
_really-bored-at-work.webp "קורנליוס האיום")
_these-signs-could-mean-it-may-be-time-for-therapy.webp "These Signs Could Mean , It May Be Time for Therapy.<br/>We have all been through so much in the past few years and some of us have been hit harder than others.<br/>Experts say that constant feelings of anxiousness, irritability or sadness can be a signal that it may be time for professional help.<br/>When it’s really affecting how you live your life, is when we want you to reach out for support, Dr. Erica M. Richards, Sibley Memorial Hospital, via 'The New York Times'.<br/>Thoughts of self harm or a significant withdrawal from the people who have a positive influence in your life can also be warning signs.<br/>Everyone has <br/>occasional bad days, Brit Barkholtz, Licensed Independent Clinical Social Worker, via 'The New York Times'.<br/>But, if you’re having more days like that than not — and no matter how many friends you talk to, or sick days you take, , Brit Barkholtz, Licensed Independent Clinical Social Worker, via 'The New York Times'.<br/>... or strategies you try, it still seems like you’re not feeling any better — it could be time to look into therapy, Brit Barkholtz, Licensed Independent Clinical Social Worker, via 'The New York Times'.<br/>Shifts in eating or sleeping patterns and turning to alcohol or drugs for relief ...<br/>... are other signs that speaking with a <br/>professional therapist might be a good idea.<br/>What makes a therapist different from the people in your personal life who you trust ... .<br/> ... is that a therapist has the credentials “to hold really tough stuff that people bring to therapy.” .<br/>If you think you're ready to speak with a mental health professional, experts recommend that you begin by researching your options.<br/>The American Psychiatric Association provides a \")
_things-to-do-when-youre-bored.webp "Elise Ecklund")
_are-you-boring.webp "Sambucha")
_white-gold-124-omeleto.webp "A woman with albinism wants revenge after a witch doctor hacks off her arm.<br/><br/><br/>WHITE GOLD is used with permission from Luke Bradford. Learn more at https://lukebradford.com.<br/><br/><br/>Mansa, a woman living with albinism in a village, set in an unnamed country in Africa. She lost one of her hands at an earlier age to the predations of a witch doctor named Natron, who mutilated her for his potions.<br/><br/>Mansa has had to live with the aftereffects of the violence, neglecting her work as a teacher and her role in the community. She is consumed with the idea of getting back at the man who treated her so inhumanely. She enlists her father to pose as a potential client to Natron, luring the witch doctor out of his home, where she can exact her revenge.<br/><br/>Written and directed by Luke Bradford, this Oscar-longlisted short thriller offers a propulsive, dynamic take on the plights of individuals with albinism in many African countries, who are believed by witch doctors to have magical properties and who hunt people with albinism down, mutilating them. It generates compelling suspense in following the plight of Mansa, who seeks revenge on the witch doctor and gets inside the headspace of someone traumatized by violence, who can't seem to shake its aftereffect.<br/><br/>The subject matter will be difficult and shocking to many, and through its energetic pace and vivid, dazzling visuals, the film offers a visceral and powerful way to enter into the issue and tap into the profound injustice of it all. We also get glimpses of the albinism community, and the way they must band together to feel accepted and safe -- and are set apart from mainstream life.<br/><br/>The narrative covers a lot of ground, needing to quickly establish the cultural context, relationships and characters. It crams a feature's worth of events into the short format, juggling many story elements, though it takes more time in a slightly slower, more internal middle section exploring Mansa's trauma and the way that resentment has twisted her emotions. <br/><br/>Actor Refilwe Modiselle's performance captures how the inhumanity she faced has scarred her, twisting her emotions into a bitter resentment and rage at what happened to her. But actor Aubrey Mmakola's performance as the witch doctor Natron captures the true horror of the plight of Mansa and others with albinism. Natron looks at Mansa in their re-encounter and sees nothing but a commodity, and the matter-of-factness of his dehumanization of her is chilling, pushing Mansa to the brink in an explosive climax.<br/><br/>It's tempting to think of the idea of mutilating people with albinism as savage, superstitious and barbaric, and not go deeper into why such practices persist in the cultures that hold these beliefs. But WHITE GOLD has a slight twist at its conclusion, one that offers some subtle commentary on why these beliefs persist. In some ways, the ending is even more disturbing than it appears at first because it demonstrates how deeply embedded such ideas are into the social fabric, and how poverty and a lack of options contribute to their endurance, despite education, morality or notions of human decency. The injustice at the heart of WHITE GOLD is clear, but the solution will be much more complicated to put in place.")
_i-draw-on-my-head-when-im-bored-makeup.webp "Emmy Combs")
_why-do-i-feel-so-empty-bored-unfulfilled-like-something-is-missing.webp "IMBeggar")
⏲ 2 minutes 46 seconds 👁 258.4K
_pair-of-tiny-fox-kits-are-being-hand-reared-by-keepers-at-safari-park.webp "A pair of tiny fox kits are being hand-reared by keepers at a safari park.<br/><br/>Weighing in total just 46 grams, the adorable pair of fennec foxes at Longleat Safari Park, Wiltshire, have not been named yet named and their gender is unknown.<br/><br/>Samantha Peeke, their keeper, is sharing the sleepless nights with colleagues Gemma Short and Catriona Moy as the babies initially need feeding every two hours, day and night.<br/><br/>They are planning to introduce them to rice as the first step to weaning.<br/><br/>Samantha said: “We are now feeding them every three hours with a longer break overnight.<br/><br/>“We are sharing the care so they don’t get attached to one of us as the aim is to reintroduce them to their mum and dad; eventually we hope they will also become part of the international breeding programme.\")
_when-youre-bored-in-class.webp "TheMermaidscales")
_tik-toks-worth-watching-when-you39re-bored.webp "SSSniperWolf")
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