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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
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Eric Rhodes II
⏲ 38 minutes 52 seconds 👁 45.7K
Eric Rhodes II
⏲ 38 minutes 38 seconds 👁 45.5K
Trump Media & Technology Group shares surged 26% on Thursday, following a 15% increase on Wednesday. Despite this recent rally, the company's stock is still significantly down since its market debut in late March, resulting in billions of dollars in lost value for shareholders, including former President Trump. Small shareholders on Truth Social expressed optimism about the company's future, believing in the success of free speech and the platform. However, professional investors remain cautious about the outlook for Trump Media, warning that small investors holding onto the stock may become disillusioned.
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Eric Rhodes II
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afropunk90
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️ CHAPTERS:<br/>00:00 - Oct 2009<br/>00:11 - Dec 2009<br/>00:18 - Jan 2010<br/>00:26 - Feb 2010<br/>00:33 - Mar 2010<br/>00:39 - Jun 2010<br/>00:42 - Jul 2010<br/>00:49 - Aug 2010<br/>00:57 - Sep 2010<br/>01:05 - Oct 2010<br/>01:13 - Nov 2010<br/>01:20 - Dec 2010<br/><br/>-<br/><br/>What was the price of Bitcoin (BTC) in its first year/at the beginning? What was the price of Bitcoin (BTC) between 2009-2010?<br/>Where can I get more information about the price of Bitcoin (BTC) at its inception?<br/><br/>BITCOIN (BTC) Price in its First Year 2009-2010<br/>The evolution of the asset's market/close price (in USD) over time.<br/>#btc #bitcoinprice #btcprice #bitcoinchart #btcchart #price #chart #ethereum #eth #blockchain #financialeducation #educational #cryptocommunity <br/><br/>Notes:<br/>*Data not available on the following dates: From 03.03.2010 to 04.30.2010; 05.09.2010; 05.13.2010; From 05.15.2010 to 05.17.2010; 05.21.2010; 05.24.2010; 05.31.2010; From 06.02.2010 to 06.08.2010; From 06.11.2010 to 06.13.2010; From 06.15.2010 to 06.17.2010; From 06.19.2010 to 06.21.2020; 06.25.2010; 06.27.2010;; 06.29.2010<br/><br/>*For the best experience, make sure you are watching in High Definition (HD) quality.<br/>*You can \
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ray
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giacomo mattioli
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50 things to do in Rishikesh:<br/><br/>1. Ganga Aarti at Parmarth Niketan or Triveni Ghat<br/>2. Bungee jumping<br/>3. giant swing<br/>4. River Rafting<br/>5. Flying fox<br/>6. Cafe hopping<br/>7. Thali at Chotiwala<br/>8. Shopping in hippie market<br/>9. River side camping<br/>10. Trekking<br/>11. Yoga course<br/>12. Rock climbing<br/>13. Neer Garh waterfall<br/>14. Patna waterfall<br/>15. Laxman Jhula<br/>16. Ram Jhula<br/>17. Janki Jhula<br/>18. Thrill factory for adventure activities<br/>19. Jumpin Heights for adventure activities<br/>20. Aastha Path<br/>21. Vashisht Gufa<br/>22. Rishikund<br/>23. Neelkanth Mahadev Temple<br/>24. Kunjapuri Devi Temple<br/>25. Tera Manzil Temple<br/>26. Raghunath Temple<br/>27. Shri Bharat Temple<br/>28. Lakshman Temple<br/>29. Gurudwara Shri Hemkund Sahib<br/>30. Beatles Ashram<br/>31. Parmarth Niketan Ashram<br/>32. Swarg Ashram<br/>33. Sivananda Ashram<br/>34. Madhuban Ashram<br/>35. Swami Dayanand Ashram<br/>36. Omkarananda Ashram<br/>37. Anand Prakash Ashram<br/>38. Himalayan Yog Ashram<br/>39. Osho Ganga Dham Ashram<br/>40. Hidden White sand beach<br/>41. Take a dip in Ganga river<br/>42. Sunset from Kyarki Sunset point<br/>43. Gita Bhawan<br/>44. Sit by the ghat & relax<br/>45. Muni ki reti<br/>46. Staycation in luxurious resorts<br/>47. Shakes at Ganga view cafe<br/>48. Breakfast at Ira’s kitchen & Tea room /Little Buddha Cafe<br/>49. Meal at The 60’s or Beatles Cafe & Om Freedom Cafe<br/>50. Desserts at Bakery on wheel & German Bakery
⏲ 0:15 ✓ 20-Apr-2024
YAPOOS - Topic
⏲ 1 minute 47 seconds 👁 1.8K
zullului
⏲ 3 minutes 48 seconds 👁 732
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